Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers

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Representative Example: $1,000 loan over a 12-month term would have a total cost, including interest, a total payback amount of $1,134.72. APR 29.82%. Rates between 5.99% APR and 35.99% APR. Loan term lengths from 61 days to 72 months for qualified consumers.

About us

Why EiLoan.com

We give a helping hand to anyone enthusiastic about improving their financial health. We help them find lenders who can lend them with their requirements. With a strong belief in social justice, we’re convinced that everyone deserves to get assistance regardless of what credit background they have. Moreover, our service is free for you to use. Why is that? We have no intention to gain profit on our customers who hardly make both ends meet. You see, there’s no longer a reason to stress out if you face financial hardships. We’re here to help you out for free. Are you a bit confused with online loan borrowing stuff? Don’t worry. We have several lenders within our lending panel, so the more options there are, the better chances applicants have to get approved.

How EiLoan.com can help you

Need some cash but have no time to raise the necessary funds? At EiLoan, you have plenty of options to choose from; once you submit your application on our platform, one of our partner lenders will contact you to resolve your application. However, we are not a lender. We are not responsible for your communication. So you are under no obligation to agree to terms you’re not satisfied with.

It has never been easier to borrow money and less stressful to pay it off. Apply and see the amount you can qualify for.

At EiLoan.com, we aren’t in the habit of prying into the applicant’s affairs and finding out why you need to borrow. You are free to use the money for any purpose! We just ask you to provide a little basic information to connect you with one of the lenders from our network.

The Most Secure Way To Get Loans

With EiLoan.com, you get complete transparency and access to the most helpful set of tools to optimize your journey to getting the best loan offers in the market. We do not check your credit, and we do not charge you for using our platform. With EiLoan.com, you get complete transparency into where your information goes and what we do with it.

Is A Personal Loan Right For You?

As personal loans are unsecured, creditors are pretty strict about the requirements borrowers must meet. The primary factor that determines your qualification is your ability to repay. This means they’ll assess your credit history and score, income, occupation, and existing debt. The higher your score, the better terms of the loan you may get. However, some online lenders are ready to work with the less-than-perfect score. But in this case, expect to have less favorable interest rates.

How To Get A Loan With Us

To start, you pass a simple procedure of filling out an online application form. It’s free and doesn’t affect your credit. It allows lenders to check your creditworthiness and decide on Your Loan terms.

The algorithm of getting an online loan typically involves four simple steps:

  • Complete our form with a few personal details, including information about your income, employment, and current debt.
  • Then the lender will run a soft credit check to assess your creditworthiness. It allows them to make sure you can repay on time.
  • If the lender decides to move forward with Your Loan after your credit assessment findings, you’ll get the information about the terms you can expect to have.
  • If you’re satisfied with all the terms and conditions, accept the offer. Finalize the process directly with the lender and get your money as soon as the next business day.

Why take out a personal loan online? Though some are inclined to trust only traditional financial institutions such as banks and credit unions, more and more borrowers are switching to online credit solutions. And there’s a good reason why the situation on the market has reached this stage. It’s all about unsurpassed convenience and speed. You can offset any temporary financial hardship or transform any idea into reality when you have sufficient money. And our experienced team will help you get the funds quickly and at better rates. Our online lenders are more flexible, and it’s not uncommon for them to approve you when others don’t. We understand that there’s always something to pay for, be it an urgent bill or a planned big purchase. Home renovations, special occasions, medical and auto expenses usually entail huge expenses, but lacking a sufficient amount of money shouldn’t be an obstacle to living a whole life. What is the best about an online personal loan? It’s an installment type of credit, which means you get a lump sum at once, use it for any purpose you want, and pay off in fixed installments each month. It’s flexible and saves you a lot of time.

Our attitude

We care about our customers and we always want to share our knowledge with you. Below are a few tips to ensure a smooth application process.

Four Crucial Rules For A Streamlined Loan Experience

#1: Borrow money only if you need it. Try to plan your budget so you can make regular repayments.

#2: Pay attention to interest rates – the lower these are, the more money you will save.

#3: Before accepting a loan offer, look out for any avoidable fees.

#4: Let your lender know if you plan to pay off the loan earlier than stated in your offer to ensure you aren’t being penalized for prepayment.

Finally, stick to healthy repayment habits and enjoy Your Loan!